Right now would be a good time to call your credit card companies.
For the first time since 2008, the Fed (Federal Reserve) has cut interest rates.
This could mean lower interest rates for you, but you’ve gotta call in and ask.
Remember, your credit card company won’t come to you and offer you a better rate, the onus is on you to call. Right now’s a good time to do it!
This is one of the easier ways to lower your credit card interest rate as all it takes is a quick phone call.
NOTE: Federal student loan rates are fixed, so as of now they won’t be affected by this.